Frequently Asked Questions
Still have questions? Take a look at the FAQ or reach out anytime.
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Conventional standards say you should keep your housing payment below 30% of your gross pay. Reach out to connect with our Loan Officer for specifics and exceptions.
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In same cases- none. But a conventional loan will require a 3% down payment. Reach out to see if you qualify for down payment assistance programs!
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YES. Do that by connecting with one of our loan officers today!
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Closing usually takes 30 days once you have an accepted offer. There are exceptions though! Reach out to Derek to talk about your options!
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Your loan officer will be able to give you the most accurate estimate of your closing costs based on the loan product you qualify for. You can call Derek today to get approved for a Loan Product!
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This might come to you as a surprise, but NO you do not…. you also don’t need home insurance when you own a house outright, but most people do ;). Call us to discuss some of our clients that have benefited hugely from working with an agent.
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Sitting down with an agent to do a buyer consultation. Schedule one with us today!
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Work with an agent you feel you can trust and they will tell you. But value is perception, and a home is ultimately worth what the seller is willing to sell it for, and what a buyer is willing to pay. Call us to find out how we help make sure you don’t overpay on a home!
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Reach out to Derek and he will run a home evaluation based on the characteristics of your home that the computer may not know about on its own.
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In as little as the same day we list. Closing often takes another 30 days after. If you need a quick sale, ask Derek about his SOLD guarantee.
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CLEAN. And consult with us.
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Sellers pay title insurance, taxes, closing fees, admin or broker fees, and agent commissions. The marketing program you choose vastly affects the costs. Call us to review the options.
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Spring time. But truth be told you can make a great deal at any time of the year. Call us to find out how Derek got a seller $30K more for their house in late fall/early winter time.
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You do not need to, but Derek has helped make repairs to clients homes in the past resulting in an increase in value of $15K. Call us to hear more about this Holland home.
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A combination of your goals, the market conditions, the condition of your home, and what other homes have sold in the area. Call today to find out what Derek would list YOUR home for.
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You shouldn’t hire just any Realtor. It’s not hard to get your license. But a skilled Realtor may be able to help you leverage the market into getting a better deal faster than you otherwise would have. And time is money! Text Derek to find out how he can save you both TIME and MONEY!
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This is my full time job. That doesn’t sound like much, but most agents are part time, and chose this as an “easy” second career. As a result the average agent does not have much experience, and sells only 3 houses a year. Work with a Pro- work with Derek
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The MLS, Door Knocking, Flyers, and cold calls. Call Derek to set up a buyer consult to learn more about how it works.
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Reach out for a listing appointment to go over all the marketing plan options we have available.
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Very competitive. West Michigan is a Hot Spot compared to the rest of the country.
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Yes, however the interest rate environment makes it more tricky to find a good deal. Reach out to get connected with some of our current investors.
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CASHFLOW and APPRECIATION. Reach out to Derek for his investment property evaluator spreadsheet.
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That will depend on your investment strategy and how you choose to evaluate the numbers. Reach out for that spreadsheet previously mentioned.
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Buy now. Timing the market has never worked- people only get lucky. Reach out to hear the success stories and horror stories of clients who have tried to do it both ways.
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Strong. Reach out for even more specifics like cities and townships stats.
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Rising, reach out for more local stats
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30-40 days average. Reach out to find out how we can sell your home in 7 days or less guaranteed.
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All of West Michigan is strong. Reach out to discuss your specific needs and we can give more tailored advice to you.
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Shoot for 620 and above. Reach out for Credit repair and credit building tips.
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Yes, reach out to see if you qualify for down payment assistance.
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Reach out to Derek to discuss what loan programs you would qualify for.
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Yes, but you shouldn’t. Don’t waste your time or the agents time before doing the leg work. Meeting with an agent should be priority #1. Call us to get that set up.
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If we have not been clear by now, I am not sure how else to say it. CALL US we will sit down together to get the ball rolling with you.
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See the above question and answer.
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Yes. Call Derek to set it up.